Should I buy a home?
When you think about buying a home, many questions will come to mind. Do I really need to buy a home? Is my income going to grow? Will I stay in a home long enough to benefit from the purchase? Have I got enough money saved? Am I ready for the responsibility? Buying a home is a major financial move so before you decide to buy, carefully consider the pros and cons of homeownership.
I'm a homebuyer
Buying a house is the largest financial investment you will probably make, so you want to make sure you’ve done your homework and are prepared to take that next step. Homeownership has changed and every homebuyer needs to know the new rules. Whether you are looking for a first home or getting back into the market, today’s homebuyers have to be more prepared and armed with information.
I'm a homeowner
Buying a home is exciting, whether it’s your first house or your fifth, but it’s also a big commitment. After you’ve closed on your new home is when the responsibilities of homeownership reality kicks in. You own a home! We want you to succeed in homeownership and we know that can only occur when all your financial obligations are in order. Our goal is ensure that you are in a healthy financial position for the long term.
Information for Homebuyers
Buying a house is the largest financial investment you will probably ever make, so you want to make sure you’ve done your homework and are prepared to take that next step. Homeownership has changed and every homebuyer needs to know the new rules. Whether you are looking for a first home or getting back into the market, today’s homebuyers have to be more prepared and armed with information.
Step 1Read more
Are you buying your first home? Or buying a home for the first time in a long time while? Buying a home is a big decision. Not only is it one of the biggest financial investments you will make in your life, but also it is a commitment to yourself, your family and a new community.
Step 2Read more
Do you have a home of your dreams? Most people have a partial idea of what they truly want in a home. For some, it may be a particular look: a colonial with shutters, a rancher with a skylight or a condo in the city with a gym. Others simply want room to roam: lots of bedrooms, a big kitchen, and a bigger family room, all on a large yard. Yet other first-time buyers are…
Step 4Read more
Finding a home is often a compromise between what we want and what we can afford. You have heard the expression, “. Housing is no different. In Step 3, we discussed getting preapproved to find out how much financing you can get. In this chapter, we’ll take a look at deciding how much you really feel comfortable spending. Hopefully by now you already know what your lender says you can afford. However, lender use only…
Step 5Read more
Now that you’re pre-approved and know how much you can afford, its time to hire an agent. Agents handle the vast majority of homes that are for sale because most sellers list with one. A single agent often has access to 90 percent or more of the homes currently for sale in an area.
Step 7Read more
When you find a house that you like and want to buy, it’s time to make an offer. The reason it’s called the “offer” is that, most of the time, you offer to pay less what the seller is asking or you want different terms. Making an offer on a home can seem like a mysterious and intimidating process. And while there can indeed be many ups and downs along the way, most home offers…
Step 10Read more
Closing, also known as settlement, is the finalization in the sale of a home. The property is transferred from the seller to the buyer, and the seller receives the money from the sale. Find out more about closing the deal!